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Additional transaction fees, costs, terms and conditions may Card may be used everywhere Debit Mastercard is accepted. iPad. The content created by our editorial staff is objective, factual, and not influenced by our advertisers. However, if used correctly, it can be handy in a bind and help people financially establish themselves before graduating to checking accounts and secured credit cards. For more than 150 years, Brink's has secured billions of dollars and other important assets. The Company you trust is offering you the features and benefits you deserve. if (theYear < 1900) theYear = theYear + 1900; Because Savings Account funds are withdrawn through the Card Account Securing cash and valuables since 1859. Get the app that helps make sure your money keeps up with you! availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. 8 Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical Transfer of funds via ACH from your bank account at another financial institution to your Card Account. 2023 Reviews: Brinks Prepaid Mastercard Review (See Ratings) theYear = now.getYear(); The Brinks Prepaid is a decent starter card that offers rewards like a credit card, but carries a few fees to consider. Walmart MoneyCard. Netspend Corporation.All rights reserved worldwide. Still, the card offers two-day early direct deposit and a decent portfolio of handy Netspend benefits if youre a Brinks Preferred Benefits cardholder (load qualifying direct deposits of at least $500 in one month to be eligible). the Average Daily Balance which is $1,000.00 or less will be 4.91%. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. Brink's Prepaid Mastercard | Apply Online | CreditCards.com Certain products and services may be licensed under U.S. Patent Nos. (maximum 6 such transfers per calendar month), Card Account transaction fees could reduce the interest earned on the Savings Account. Use of Card Account also subject What differentiates the The Mango Prepaid Mastercard from the other prepaid cards on this list is its ridiculous savings account that lets cardholders earn up to 6.00% APY. 6 Payback Rewards is an optional program. Account program, Cardholder must consent to and continue receiving communications from us in electronic form. Please contact them directly through their website (https://brinkshome.com) or their toll-free number (800-447-9239). App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trademarks of Google LLC. If your identity is partially verified, full use of the Card Account will Enroll in Direct Deposit to get yout paycheck or government benefits in your Card Account up to 2 days faster. Standard text message or data rates may apply. For example, the American Express Serve Cash Back prepaid card earns unlimited 1 percent cash back on all purchases in exchange for a $7.95 monthly fee. (877) 788-9067, or click the link below and activate it online. For up-to-date Brink's Prepaid Mastercard is issued by Republic Bank & Trust Company, which is based in Louisville, KY and was founded in 1982. The Brink's Money Prepaid Mastercard lets you focus on the things that are most important in your life. You may also be charged a fee by the ATM operator. They will tell you how to reload the card. deducted from check total prior to loading your Card Account. As a standard Mastercard, the Brinks card offers $0 liability for unauthorized purchases and other fraud monitoring services, but its Visa competitors have a slight edge with extra perks like auto rental collision waiver coverage and pay-per-use roadside dispatch. Above that, the APY drops to 0.50 percent (0.49 percent variable interest rate), which isnt a terrible rate considering the current average APY. 4% per foreign transaction. Activate/Register Log In Anytime Alerts TM Enroll in Anytime Alerts to keep track of your balance, deposits, and payments via text or email. *Card issued by Republic Bank & Trust Company, Member FDIC. Check the banks website for the most current information. Get a free consultation from a leading credit card debt expert. * See the online application for details about terms and conditions for these offers. Brink's Money Prepaid Account - Brink's Prepaid Mastercard Brink's gives you the peace of mind you deserve. Don't have a card? In those cases, the Brinks Prepaid Mastercard is a solid prepaid credit card that offers a bit more flexibility than some competitors with its pay-as-you-go plan and $10 negative balance cushion. With Brink's Direct Deposit, you can get paid faster* than a paper check. The maximum balance you can have on Brink's Prepaid Mastercard is $15,000. Card Account and Savings Account funds are FDIC-insured upon verification of Cardholders to fraud prevention restrictions at any time, with or without notice. Open to legal residents of the 50 U.S. or DC, and legal age of majority prior to time/date of entry. , so if you choose it over the Brinks Prepaid, it may be helpful to open a Discover banking account. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. 4 Faster access claim is based on comparison of a disbursement via direct deposit vs. disbursement via a mailed paper check. if (theYear < 1900) theYear = theYear + 1900; The Brink's Money Prepaid Mastercard gives you the convenience of having a bank debit card. This feature drops your monthly plan to $5 a fee similar to other prepaid cards. For people without credit, theDiscover it Secured Credit Cardis the superior option, and consumers should consider it over the Brinks due to its lack of fees and credit-building features. All checks are subject to approval for funding in Ingo Money's sole discretion. Why Should You Get a Business Credit Card? However, if you choose a product and continue your application at a enrolled in the Monthly Plan and your Card Account has had no activity as described above, this fee applies instead of the Monthly Plan Fee. More from our insights library: The True Costs of Manual Cash Management Manual cash management costs businesses time and money. See the Cardholder Agreement for details. Because Savings Luckily, these reward opportunities can easily fit into your regular spending since they are personalized around your purchases. If Cardholder is subject to See if you qualify for student loan refinancing and compare real time offers. This is a third-party fee and is subject to change. Any opinions, analyses, reviews or recommendations expressed in this article are those of the authors alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Furthermore, there are better prepaid cards that can truly help you establish financial security and provide avenues to graduate to products like the best secured credit cards. editorial integrity, $5.95 per month. Trust us with your money and take advantage of the benefits such as a Personal Photo card. 6,000,608 and 6,189,787. The interest rates and APYs of each tier may change. Features 10.0/10. Take advantage of the convenient features that help take the stress out of managing your money so you can spend time on the important things, like friends, The Brinks Prepaid MasterCard comes with additional features. There is a signature transaction fee of $1.50 every time a merchant requires signature-based authentification. How It Works | Brink's Money Prepaid Mastercard - Find surcharge free ATMs. now = new Date(); We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. Card activation and identity verification required before you can use the Card Account. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. Use of the Card Account is subject to activation, ID verification, and funds availability. +++To qualify for the Reduced Monthly Plan, your Card Account must receive qualifying direct deposits of paychecks and/or government benefits totaling at least $500 in one (1) calendar month. Cardholder is responsible for repayment of any negative balance. Charged in addition to any applicable Purchase Transaction Fee or OTC Withdrawal Fee. Youll also experience a $3 Over-the-Counter (OTC) cash withdrawal fee at financial institutions like banks or a 2.75 percent fee of the total withdrawal at in-network reload locations (or $4, whichever is greater). Set the dial to 0. Its hard to steer clear of these fees, especially considering the list of situational costs like a 4 percent foreign transaction fee, $5.95 90-day inactivity fee and even a $4.95 fee for a custom picture on your card. Card activation and identity verification required before you can use the Card Account. Plus, the app is optimized for . Best Prepaid Credit Cards of 2023 (And Best Alternatives) - Money Under 30 Plus, use your Brink's Money Prepaid Mastercard to transfer money to your friends or family who have a Brink's Card.2, Conveniently pay your bills over the phone using your Brink's Money Prepaid Mastercard, or take advantage of the bill payment services in the Online Account Center.9. Brink's US - Contact Us Copyright 2023 SuperMoney, LLC. 3 Fee may be assessed by reload location and may vary from location to location. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. * Get direct deposit information. On the other hand, the Brinks Prepaid card doesnt provide access to credit at all, just the ability to load the card with your money and swipe at payment terminals or use online. Brink's is founded on a heritage of trust and a reputation as the most reliable name in the industry. $10 purchase cushion offered at the bank's discretion to cover overdrafts. Void in U.S. Brinks Paycard | Welcome The information, including card rates and fees, is accurate as of the publish date. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. Netspend Corporation.All rights reserved worldwide. Cardholder is responsible Territories, including Guam and Puerto Rico, and where prohibited by law. FAQ's - Brink's Money Void where prohibited by law. The owner of this website may be compensated in exchange for featured placement of certain See the Cardholder Agreement for details. Certain products and services may be licensed under U.S. Patent Nos. Just direct deposit $500 or more in payroll or government benefits in a calendar month to your Card Account. Overview - Brink's US These additional offers are similar to card-linked reward programs, like Amex Offers or Chase Offers. Put your picture on a Card for added security when paying a merchant in store. Find Your Best Match for Student Loan Refinancing. If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of You have not yet won. Certain products and services may be licensed under U.S. Patent Nos. To participate in the Savings Account program, Cardholder must consent to and continue receiving communications from us affiliation, or sponsorship, of or by SuperMoney or them of us. Find out how. be restricted, but you may be able to use the Card for in-store purchase transactions. service provider and read the information they can provide. 4 Fees for bank transfers are determined by the transferor's bank and may be charged to the transferor's bank account by the service provider If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of Use of Card Account also subject to fraud Interest is Getting a Mortgage With a Smaller Down Payment and No PMI. The Brinks Prepaid Mastercard delivers the same opt-in Payback Points rewards program as other Netspend prepaid cards, but Brinks program is called Brinks Money Payback Points. in electronic form. See online custom card FAQs and the Fee Schedule in the Cardholder Agreement. person and may be one indicator to the credit type you are eligible for. We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or If you have a professional tax preparer, give them these Netspend is a registered agent of Republic Bank & Trust Company. Brink's gives you the peace of mind you deserve. Whether you are filling up your tank, shopping for groceries, or eating a meal with the family, your Brink's Money Prepaid Card is there for you. but can take up to one hour. institution. See your Cardholder Agreement for details. prevention restrictions at any time, with or without notice. ATTENTION JOINT FILERS: Please make sure both parties are listed on the Card Account. Here's how it works: Order a Card To order a Card, provide your name, mailing address and email address. If youve decided a prepaid credit card is the perfect payment choice but you might not use it often enough to justify a monthly fee, then the Brinks Prepaid Mastercard and its pay-as-you-go plan could be a great fit. Read More A FICO score/credit score is used to represent the creditworthiness of a Prepaid cards only allow you to spend money already in your account. From bill pay to a mobile app, text alerts to a purchase cushion, the Brinks reloadable debit card is one of our top rated prepaid cards. Netspend is the federally registered U.S. service mark of Netspend Corporation. The interest rates and APYs of each tier may change. If your identity is partially verified, full use of the Card Account will be restricted, If you need an account to start building a financial foundation, then the Self is a better option since it reports to the three credit bureaus and may improve your credit mix. 5 No charge for this service, but your wireless carrier may charge for messages or data. Visit one of the over 130,000 Netspend Reload locations3, transfer2 money from a qualifying Brink's Prepaid Mastercard 1-877-849-3249 Monday - Friday: 8 AM. now = new Date(); The APYs were accurate as of Brinks Prepaid Mastercard vs. other starter cards, Connect with Garrett Yarbrough on LinkedIn, One Time $9 - $15 Account Fee (Varies by Product), , you do have to put down a security deposit of at least $200, but you can enjoy rewards on your purchases, just like with the Brinks Prepaid, only without the purchase transaction fees if you opt for the pay-as-you-go plan. details about how and when you get rewarded. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by . Is Refinancing Your Student Loan Worth It? 5 The Pay-As-You-Go Plan is the default Plan Fee on the Card Account. Fee varies Per transfer. Fees apply for approved Money in Minutes transactions funded to your card. Intro Offer: Unlimited Cashback Match - only from Discover. Which bank is brinks? - askingforanswer.com Early Earn unlimited 1% cash back on all other purchases automatically. The Brink's Money Prepaid Mastercard combines the security of Brink's with the flexibility and power of Netspend. calculated on the Average Daily Balance(s) of the Savings Account and is paid quarterly. These are promotional rates and may change without notice pursuant to applicable law. NO PURCHASE NECESSARY. Rebekah Hovey is an editor with nearly a decade of experience creating and shaping content in finance-related and health care fields. Can a First-Time Home Buyer Get a Jumbo Loan? When filing your taxes, put your Routing Number and Account Number in the designated fields (shown below) and indicate 'Checking' as the account type. $9.95 per lost, stolen, or damaged Card replaced. See the Cardholder Agreement for details. There is a reload fee of up to $3.95 fee every time you reload the card. (CT) brinksmoneypayroll@brinksinc.com Brink's Paycard 1-855-627-4657 Monday - Friday: 6 AM. Managing your money wherever, whenever. now = new Date(); This is a third-party fee and is subject to change. 6,000,608 and 6,189,787. What is a Brink's money card The Brink's Money Prepaid Mastercard is an award-winning debit card with many rewarding features. To participate in the Savings An account inactivity fee is charged if if the card is not used for 90 days. But if youre a Brinks Preferred Benefits cardholder, the issuer may give you up to a $10 negative balance as a courtesy, offering some wiggle room if youre in a pinch. With Brink's Direct Deposit, you can get paid faster* than a paper check. Cardholder may enroll in the Monthly Plan to pay a flat fee of $9.95 per Bankrate.com does not include the entire universe of available financial or credit offers. After regularly featuring his credit card, credit monitoring and identity theft analysis on NextAdvisor.com, he joined the CreditCards.com and Bankrate.com teams as a staff writer to develop product reviews and comprehensive credit card guides focused on cash back, credit scores and card offers.